These days it seems it’s hard to know when the best time to do your holiday shopping is between Black Friday, Cyber Monday, Free Shipping Day and Super Saturday, which are all made up days created to boost holiday sales.

Do you jump right in after Thanksgiving and knock out everything on your list? Or do you hold out for possibly better deals with the chance of not getting what you want? Or are you like me this year and got a really late start and are hoping for the best?

The National Retail Federation anticipates holiday sales this year will increase 4.1% over last year. Holiday retail sales reports have been very mixed this year. It started with a disappointing Black Friday, which is typically the busiest shopping day of the year. But despite a slow Thanksgiving weekend, November sales were actually up slightly over last year. It seems this can be attributed to an expansion in the sales season with retailers offering deep discounts as early as Halloween. With spotty sales reports so far this holiday season, retailers are now banking on Super Saturday, the last Saturday before Christmas, to make up for slow sales so far this year. In fact, according to ShopperTrak, Super Saturday is expected to surpass Black Friday as the top revenue-generating day of 2014 for brick-and-mortar stores. That means stores have to rely on procrastinators like me to save the holiday shopping season.

While the forecast for in-store sales is good this year, on-line holiday sales forecasts continue to grow year after year with Cyber Monday now being the biggest online shopping day of the year. Online sales are expected to grow 8 – 11% this year. The surge in online shopping shows holiday shoppers are in search of deals that are most convenient.

With lower gas prices and unemployment rates at a six-year low, retailers are hoping shoppers will have a little more cash to spend this holiday season. And with Christmas falling on Thursday this year, most people will have Friday off which will give them another opportunity to take advantage of after Christmas sales.

We’ll have to wait a few more days to see how the holiday shopping season ends up this year. In the meantime, I’ve got to get to it … Happy Shopping!